Surviving in Singapore for an average person earning S$3k?
I'm a singapore PR (late 20's) and a uni graduate. My pay is quite stagnant and I'm not the v capable type so it's difficult for me to move up the corporate ladder.. Career wise, I'm the underachiever who never got a promotion even after working for more than 5 yrs..
With the rising cost of living and stiff competition in the job market, I'm quite worried about the future. It's difficult to save enough and I have home loans too.. (i'm single but owns a HDB flat I bought w a sibling) so I literally have no savings in my CPF account after paying for the monthly instalment.
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